The table below lists the types of transactions eligible for temporary buydowns and not: Information on redemption or collateral redemption expense ratios can come from different sources. For example, if the mortgage is liquidated or the property is sold during the redemption period, the lender should dispose of the redemption funds in the following way: Buyty Fee-Buyups and Buydowns at the credit level allow lenders to bundle a wider range of interest rates under an MBS coupon. Lenders can purchase a guarantee fee, which means they agree to pay a higher guarantee fee than the contractual fee applicable to the service option and transfer cycle, for a one-time payment from Fannie Mae. The total amount of an interest rate purchase must match the terms of the redemption period. Multiply the number of basis points, with which each mortgage was purchased in a given pool up/down (the difference between the „pre-buy-up or buydown guarantee fee rate“ and the „buyup/buydown guarantee rate“) with the „Buyup/Buydown per basis point“ (rounded to three decimal places), the total amount of the payment or redemption fee is calculated as follows: If Fannie Mae designs the lender`s monthly collateral fee transfers, it will also charge a fee for bundled credit redemptions for which securities were issued the previous month. In general, lenders must deposit buydown funds into a T&I trust account. If the borrower`s redemption funds (or grants or other advances) are transferred for immediate application in accordance with the mortgage documents, the lender may deposit these amounts directly into the P&I deposit account. . . .